v2.4 Released: Wealth Tracking

See where your money goes before it’s gone.

Stop guessing. Spendly visualizes your daily habits, categorizes expenses automatically, and helps you build wealth without the spreadsheet headache. Join the financial revolution today.

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14-day free trial
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TOTAL NET WORTH

$12,450.00

+$840.00 (7%) this month
$920

Recent Transactions

Starbucks

Coffee & Snacks

-$5.40

Upwork Inc.

Freelance Income

+$450.00

Whole Foods

Groceries

-$124.20
TechCrunch Forbes Finance The Verge Product Hunt #1 Wired Monzo Partner Stripe Integrated TechCrunch Forbes Finance The Verge Product Hunt #1 Wired

The Methodology

Most people know what they spent,
but have no idea why they're broke.

Spreadsheets are boring. Bank apps are cluttered. You need a tool that translates numbers into behavior, so you can actually change it.

The Spreadsheet Trap

Manual entry is a habit killer. You miss a day, then a week, and suddenly your data is useless. Automation is the only way to consistency.

The Impulse Buy

Micro-transactions bleed your wallet dry. $5 here, $10 there. Without visualization, these small leaks sink the ship.

Subscription Blindness

The average user pays for 3.4 subscriptions they don't use. We find them instantly and help you cancel with one click.

Everything you need to master money

A complete suite of tools designed for the modern financial life.

Instant Sync

Connects securely to 12,000+ financial institutions globally via Plaid. Real-time updates every time you swipe your card.

View supported banks →

AI Categorization

Our engine learns your habits. No more manually tagging "Amazon" as shopping vs business expenses.

See how it learns →

Daily Pulse

A simple morning briefing of yesterday’s spending and today’s budget. Start your day informed.

Try a demo pulse →

Shared Wallets

Perfect for couples or roommates. Track shared expenses and settle debts without the awkward conversations.

Invite a partner →

Crypto & Stocks

Track your net worth across all asset classes. Coinbase, Robinhood, and Fidelity integrations available.

View integrations →

Export Power

Tax season made easy. Export your categorized spending to PDF, CSV, or directly to Quickbooks.

Download sample CSV →

Financial clarity in
real-time.

The dashboard isn't just a list of numbers. It's a living, breathing health monitor for your wallet. Green means go, red means slow down. We've redesigned the interface to prioritize readability and actionability.

Dark Mode Native

Designed to be easy on the eyes, day or night. System sync enabled.

Biometric Security

Unlock with FaceID or TouchID. Your data stays yours.

Smart Notifications

Get alerted only when it matters. Overdraft risks and large transaction alerts.

$420
Highest Spend
$2,400
+12% vs last month
$850
-5% savings rate
01
Yesterday

You spent $142

That's 15% higher than your Tuesday average.

Over Budget

1

Contextual Daily Insights.

Spendly doesn't just dump data on you. Every morning, you get a "Money Morning" briefing telling you exactly how you did yesterday compared to your usual habits.

Morning Briefing

Delivered at 8 AM. Know your remaining budget before you buy your first coffee.

Anomaly Detection

We flag double charges, unusually high tips, or subscription price hikes instantly.

Streak Building

Gamify your savings. Build a "No Spend Day" streak and earn badges.

$24M+

Transaction Volume

Processed Securely

4.9

App Store Rating

12k+

Banks Connected

USA, UK, & Canada

2

Auto-tagging that actually works.

Forget the "Uncategorized" abyss. Spendly recognizes vendors, subscriptions, and even recurring Venmo payments, sorting them instantly into custom categories.

Supported Vendor Recognition:
Uber Amazon Netflix Whole Foods Shell Spotify Doordash + 3,500 more
Netflix
Entertainment
Shell Station
Transport
Trader Joes
Groceries
Comcast
Utilities

We watch your wallet so you don't have to.

Set custom limits for categories. If you're approaching a limit, we nudge you gently before you go overboard.

Budget Exceeded

You've reached 105% of your "Dining Out" budget.

Goal Reached!

You saved $500 for your "Vacation" fund.

Monthly Deep Dives

At the end of every month, get a beautifully curated report card of your finances.

Top Category

Restaurants

You spent $450 on dining out. That's mainly on weekends.

Aug

Total Saved

$450.00

You saved 12% more than last month. Keep this up and you'll hit your car goal by December.

Progress 65%

+$120 this month

Bank-Level Security & Privacy

We use 256-bit encryption and never sell your data. We have read-only access, meaning no money can ever be moved out of your accounts via Spendly.

  • SOC2 Compliant
  • AES-256 Encryption
  • Biometric Auth
  • GDPR Ready

People love clarity.

Join thousands of users who have stopped stressing about money and started controlling it.

"Finally, an app that doesn't make me feel guilty, just informed. I cut my dining budget in half just by seeing the data presented this way."

Sarah Jenkins

Freelance Designer

"The auto-tagging is pure magic. I used to spend hours on Excel. Now Spendly does it while I sleep. It caught a subscription I forgot about instantly."

Mike Ross

Software Engineer

"Clean, fast, and actually beautiful. I check Spendly more than Instagram now. Seeing my net worth go up is addictive."

Jessica Lee

Product Manager

Get started in 3 minutes

1. Download & Sign Up

Create an account with just your email. No credit card required for the free tier. We verify your identity securely.

1
2

2. Link Your Accounts

Connect your bank accounts and credit cards securely via Plaid API. We support over 12,000 institutions.

3. Set Your Goals

Tell us what you want to achieve. Saving for a house? Paying off debt? We'll tailor the dashboard to you.

3
4

4. Watch & Learn

Transactions import instantly. Insights arrive daily. Watch your net worth grow in real-time.

Transparent Pricing

Most people save the subscription cost in the first 3 days of usage.

Starter

For casual tracking.

$0
  • Manual Tracking
  • 1 Bank Connection
  • 3 Custom Categories
  • 1 Month History
POPULAR

Pro

For wealth builders.

$9 /mo
  • Unlimited Bank Sync
  • AI Auto-Tagging & Insights
  • Shared Wallets (Couples)
  • Export to CSV/PDF
  • Unlimited History
Feature Starter Pro
Bank Accounts 1 Unlimited
Transaction History 30 Days Forever
Smart Categorization
Net Worth Tracking
Shared Access

Frequently Asked Questions

Is my data safe?

Absolutely. We use Plaid to connect to banks, meaning we never see or store your login credentials. Your data is encrypted at rest and in transit using bank-grade AES-256 standards.

Can I cancel anytime?

Yes, you can cancel your subscription from the app settings instantly. You will retain access until the end of the billing period. There are no cancellation fees.

Does it support crypto wallets?

Currently we support Coinbase, MetaMask, and Ledger integration in the Pro plan. We display your crypto holdings as part of your overall Net Worth.

How does "Shared Wallets" work?

You can invite a partner or roommate to view specific accounts or categories. We consolidate the spending to show a "Household" view. Perfect for splitting rent or groceries.

What if my bank isn't listed?

We support over 12,000 institutions. If yours isn't listed, you can manually upload CSV statements or contact our support team to request an integration.

Join the Wealth Club

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Unsubscribe at any time.

Take control today.

Your future self will thank you. Download Spendly and see the difference a week makes. Financial freedom starts with clarity.